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The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them.

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  • Testimonial

    Valinda, Satisfied Customer

    My agent was very understanding, approachable and listened to my needs and concerns and made very good suggestions.
  • Testimonial

    Greg Irwin, Satisfied Customer

    The mortgage process was the most stress free part of the whole purchase and move!
  • Testimonial

    Ashlee & Luis Sanchez

    We didn't feel like we were taken advantage of. We felt extremely comfortable; we also felt that we were top priority and everything was going to be done that would best meet our financial situation.
  • Testimonial

    Adam & Cheryl Tempelaar

    Awesome! We will definitely be back when it's time to re-mortgage or buy a new house.
  • Testimonial

    Brittney, Satisfied Customer

    The Dominion Mortgage Team was so great to work with because they answered all of my questions and explained the whole process to me.
Dominion Lending Centres | Regional Mortgage Group
Dominion Lending Centres

Dominion Lending is a mortgage and leasing company with more than 2,000 members offering free expert advice across Canada for all your mortgage needs:

  • Residential Mortgages
  • Commercial Mortgages
  • Equipment Leasing

Mortgage Questions

Purchase Plus Improvements

Does the new home you are going to purchase need some renovations? We help home buyers pay for their renovations, with one manageable mortgage, and as little as 5% down!

Purchase Plus Improvements is for consumers looking to purchase a home that has great potential but needs a little TLC. This program allows you to make improvements immediately after taking possession of your new home and have the costs rolled into one easy-to-manage mortgage.

Acceptable Loan Purpose

  • Purchase transactions or refinances up to 95% LTV
  • Available for extended amortizations up to 30 years

Eligible Properties

  • Maximum four units with at least one unit occupied as the principal residence
  • New construction or existing properties

The Process

  • Step 1: You must find a house and have a good idea of what renovations need to be done and rough idea of how much it will cost.
  • Step 2: Dominion Lending Centres Regional Mortgage Group can get you an approval based on the house “as-is”.  You then go and get firm price quotes for the work that needs to be done.  Make sure the quotes specifically state the work that is to be complete.
  • Step 3: We will then have your mortgage approval revised to include the price of renovations.
  • Step 4: You take possession of your new home and start the renovations.  The work can be done by anyone as long as it is someone that is qualified in the trade.
  • Step 5: Once the work is completed we send out a bank representative/inspector to ensure the renovation was completed as required.
  • Step 6: You get the money. Your lawyer will be instructed by the lender to release the money for the renovations.


*The mortgage interest rate is not affected by this program

*It is absolutely necessary to have a firm price quote prior to possession of the subject property

*You will not receive any funds for the renovations until after the work is completed

Call To Action

For more information on any program you may be interested in please either email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 403-343-1125 to set up an appointment with an agent.