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The purchase of a home is the largest purchase most people make during their lifetime. At Dominion Lending Centres, we want to make each and every purchaser aware of the many mortgage options available to them.

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  • Testimonial

    Adam & Cheryl Tempelaar

    Awesome! We will definitely be back when it's time to re-mortgage or buy a new house.
  • Testimonial

    Greg Irwin, Satisfied Customer

    The mortgage process was the most stress free part of the whole purchase and move!
  • Testimonial

    Valinda, Satisfied Customer

    My agent was very understanding, approachable and listened to my needs and concerns and made very good suggestions.
  • Testimonial

    Brittney, Satisfied Customer

    The Dominion Mortgage Team was so great to work with because they answered all of my questions and explained the whole process to me.
  • Testimonial

    Ashlee & Luis Sanchez

    We didn't feel like we were taken advantage of. We felt extremely comfortable; we also felt that we were top priority and everything was going to be done that would best meet our financial situation.
Dominion Lending Centres | Regional Mortgage Group
Dominion Lending Centres

Dominion Lending is a mortgage and leasing company with more than 2,000 members offering free expert advice across Canada for all your mortgage needs:

  • Residential Mortgages
  • Commercial Mortgages
  • Equipment Leasing

Mortgage Questions

Refinance & Consolidate

Refinance up to 80% of your Home's Value with no CMHC fees or up to 85% (with fees)!

Many consumers have taken advantage of lender refinance program over the past few years because of the super low interest rates that have befallen us. No one likes to refinance their home to pay out credit card debt, car loans or line of credit, but sometimes it makes sense to review this option in more detail. 

Consider this checklist:

  • Are you tired of making multiple (four or five) different payments each month?
  • Do you find yourself making minimum payments each month?
  • Are the other creditors charging interest rates which are higher than today’s mortgage rates?
  • Do you wish you had more money to purchase stocks or bonds or other investments?

If you answered yes to the above checklist questions, please contact Dominion Lending Centres-Regional Mortgage Group to further discuss your ability to take equity out of your home(s) for a variety of purposes including: asset enhancement, debt consolidation, combining a first and second mortgage or renovations. It helps to have a professional consultant explain this program and review your individual needs in detail. 

Do remember that even if your original mortgage was insured, you only pay the insurance premium on the new money borrowed, it’s called a top up premium if they are required.

Requirements for Re-financing include:

  1. Acceptable Loan Purpose
    • Refinance purposes including: asset enhancement, debt consolidation, combining 1st and 2nd mortgage, renovations and investment purchases
    • Available for extended amortizations up to 30 years(refer to 30 Year Product Overview for premium schedules)
    • This program excludes mortgages for default management purposes.
  2. Eligible Properties
    • Owner Occupied: 
Maximum four units with at least one unit occupied as the principal residence 
Existing properties (not for new construction) 

    • Secondary Homes or investment properties: 
Maximum 2 units 
Existing properties (not for new construction)
  3. Loan-to-Value Ratio Limits
    • 'Loan-to-value' (LTV) is the relationship between the principal balance of a mortgage and the property value. For example, if you have a house valued at $100,000 with a $85,000 loan, you have a 85% LTV ($85,000 divided by $100,000 = 85%). For this program, the maximum LTV ratio is 85.00%

  4. Amortization Options
    • Available for extended amortizations up to 30 years (refer to 30 Year Product Overview for premium schedules).  If a full premium is paid on the entire mortgage the amortization can be up to 30years (i.e., currently uninsured conventional mortgages).

Call To Action

For more information on any program you may be interested in please either email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 403-343-1125 to set up an appointment with an agent.